Ideally, you want to aim for a minimum of 20% of the purchase price. This means looking at the current market to get a ballpark figure of house prices in your area, and from there, working out how much you'll need to save. You'll need a sufficient down payment to ensure you're getting the lowest mortgage rates. Your first step is knowing what your end goal is – i.e., how much you're going to need to set aside to afford the house of your dreams. How much should I save for a down payment? All of this will help you on your journey to homeownership. There are small steps you can take to start building your savings pot and boosting your knowledge, so here, we take a look at how to save money for a house and prepare for taking that first step on the ladder.
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